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What should you consider when refinancing your mortgage in Ottawa?

What should you consider when refinancing your mortgage in Ottawa?

April 1, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

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Bank of Canada lowers overnight rate target to 0.25 percent

Bank of Canada lowers overnight rate target to 0.25 percent

March 27, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

The Bank of Canada today lowered its target for the overnight rate by 50 basis points to ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate is ¼ percent. T ...

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Home Selling Season is Around the Corner: Tips to Get Ready in Ottawa, Ontario

Home Selling Season is Around the Corner: Tips to Get Ready in Ottawa, Ontario

March 18, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

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6 Persistent Real Estate Myths You Really Need to Ignore in Ottawa, Ontario

6 Persistent Real Estate Myths You Really Need to Ignore in Ottawa, Ontario

March 4, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...

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Should You Pay Off Your Mortgage Early in Ottawa, Ontario?

Should You Pay Off Your Mortgage Early in Ottawa, Ontario?

February 18, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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Real Estate 101: Essential Tips for First-Time Home Buyers in Ottawa, Ontario

Real Estate 101: Essential Tips for First-Time Home Buyers in Ottawa, Ontario

February 5, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

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10 Essential Tips for Taking Out Your First Mortgage in Ottawa, Ontario

10 Essential Tips for Taking Out Your First Mortgage in Ottawa, Ontario

January 22, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

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Should You Refinance Your Mortgage in Ottawa, Ontario?

Should You Refinance Your Mortgage in Ottawa, Ontario?

January 8, 2020 | Posted by: Jamie Small - Ottawa Mortgage Broker

There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

December 16, 2019 | Posted by: Jamie Small - Ottawa Mortgage Broker

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

December 9, 2019 | Posted by: Jamie Small - Ottawa Mortgage Broker

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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